"But the rest is usury. Think! To give fifty, and ask three hundred and fifty, is the part of an usurer."

"Call it what you please. The bill of sale is for three hundred and fifty pounds. Pay that three hundred and fifty, with costs and sheriff"s poundage, and I take away my man. If you don"t pay it, then the books on the shelves and the furniture of the house go to the hammer."

"The books, I am informed," said Lala Roy, "will not bring as much as a hundred pounds if they are sold at auction. As for the furniture, some of it is mine, and some belongs to Mr. Emblem"s granddaughter."

"His granddaughter! Oh, it"s a swindle," said Mr. Chalker angrily. "It is nothing more or less than a rank swindle. The old man ought to be prosecuted, and, mind you, I"ll prosecute him, and you too, for conspiring with him."

"A prosecution," said the Hindoo, "will not hurt him, but it might hurt you. For it would show how you lent him fifty pounds five years ago; how you made him give you a bill for a hundred; how you did not press him to pay that bill, but you continually offered to renew it for him, increasing the amount on each time of renewal; and at last you made him give you a bill of sale for three hundred and fifty. This is, I suppose, one of the many ways in which Englishmen grow rich.

There are also usurers in India, but they do not, in my country, call themselves lawyers. A prosecution. My friend, it is for us to prosecute. Shall we show that you have done the same thing with many others? You are, by this time, well known in the neighborhood, Mr.

Chalker, and you are so much beloved that there are many who would be delighted to relate their experiences and dealings with so clever a man. Have you ever studied, one asks with wonder, the Precepts of the great Sage who founded your religion?"

"Oh, come, don"t let us have any religious nonsense!"

"I a.s.sure you they are worth studying. I am, myself, an humble follower of Gautama, but I have read those precepts with profit. In the kingdom imagined by that preacher, there is no room for usurers, Mr. Chalker. Where, then, will be your kingdom? Every man must be somewhere. You must have a kingdom and a king."

"This is tomfoolery!" Mr. Chalker turned red, and looked very uncomfortable. "Stick to business. Payment in full. Those are my terms."

"You think, then, that the Precepts of your Sage are only intended for men while they sit in the church? Many Englishmen think so, I have observed."

"Payment in full, mister. That"s what I want."

He banged his fist on the table.

"No abatement? No mercy shown to an old man on the edge of the grave?

Think, Mr. Chalker. You will soon be as old as Mr. Emblem, your hair as white, your reason as unsteady--"

"Payment in full, and no more words."

"It is well. Then, Mr. Chalker, I have another proposal to make to you."

"I thought we should come to something more. Out with it!"

"I believe you are a friend of Mr. Emblem"s grandson?"

"Joe? Oh yes, I know Joe."

"You know him intimately?"

"Yes, I may say so."

"You know that he forged his grandfather"s name; that he is a profligate and a spendthrift, and that he has taken or borrowed from his grandfather whatever money he could get, and that--in short, he is a friend of your own?"

It was not until after his visitor had gone that Mr. Chalker understood, and began to resent this last observation.

"Go on," he said. "I know all about Joe."

"Good. Then, if you can tell me anything about him which may be of use to me I will do this. I will pay you double the valuation of Mr.

Emblem"s shop, in return, for a receipt in full. If you can not, you may proceed to sell everything by auction."

Mr. Chalker hesitated. A valuation would certainly give a higher figure than a forced sale, and then that valuation doubled!

"Well," he said, "I don"t know. It"s a cruel hard case to be done out of my money. How am I to find out whether anything I tell you would be of use to you or not? What kind of thing do you want? How do I know that if you get what you want, you won"t swear it is of no use to you?"

"You have the word of one who never broke his word."

Mr. Chalker laughed derisively.

"Why," he said, "I wouldn"t take the word of an English bishop--no, nor of an archbishop--where money is concerned. What is it--what is the kind of thing you want to know?"

"It is concerned with a certain woman."

"Oh, well, if it is only a woman! I thought it might be something about money. Joe, you see, like a good many other people, has got his own ideas about money, and perhaps he isn"t so strict in his dealings as he might be--few men are--and I should not like to let out one or two things that only him and me know." In fact, Mr. Chalker saw, in imagination, the burly form of Joe in his office, brandishing a stick, and accusing him of friendship"s trust betrayed.

"But as it is only a woman--which of "em is it?"

"This is a young woman, said to be handsome, tall, and finely-made; she has, I am told, light brown hair and large eyes. That is the description of her given to me."

"I know the girl you mean. Splendid figure, and goes well in tights?"

"I have not been informed on that subject. Can you tell me any more about her?"

"I suspect, mister," said Joe"s friend, with cunning eyes, "that you"ve made the acquaintance of a certain widow that was--married woman that is. I remember now, I"ve seen Hindoos about her lodgings, down Shadwell way."

"Perhaps," said Lala, "and perhaps not." His face showed not the least sign which could be read. "You can tell me afterward what you know of the woman at Shadwell."

"Well, then, Joe thinks I know nothing about it. Else I wouldn"t tell you. Because I don"t want a fight with Joe. Is this any use to you? He is married to the girl as well as to the widow."

"He is married to the girl as well as to the widow. He has, then, two wives. It is against the English custom, and breaks the English law.

The young wife who is beautiful, and the old wife who has the lodging-house. Very good. What is the address of this woman?"

Mr. Chalker looked puzzled.

"Don"t you know it, then? What are you driving at?"

"What is the name and address of this Shadwell woman?"

"Well, then"--he wrote an address and handed it over--"you may be as close as you like. I don"t care. It isn"t my business. But you won"t make me believe you don"t know all about her. Look here, whatever happens, don"t say I told you."

"It shall be a secret," said Lala, taking out the bag of notes. "Let us complete the business at once, Mr. Chalker. Here is another offer.

I will give you two hundred pounds in discharge of your whole claim, or you shall have a valuation made, if you prefer it, and I will double the amount."

Mr. Chalker chose the former promptly, and in a few moments handed over the necessary receipts, and sent his clerk to recall the Man in Possession.

"What are you going to do with Joe?" he asked. "No good turn, I"ll swear. And a more unforgiving face than yours I never set eyes on. It isn"t my business, but I"ll give you one warning. If you make Joe desperate, he"ll turn on you; and Lord help your slender ribs if Joe once begins. Don"t make him desperate. And now I"ll tell you another thing. First, the woman at Shadwell is horribly jealous. She"ll make a row. Next, the young one, who sings at a music-hall, she"s desperately in love with her husband--more than he is with her--and if a woman"s in love with a man, there"s one thing she never forgives. You understand what that is. Between the pair, Joe"s likely to have a rough time."

"I do. I have had many wives myself."

"Oh, Lord, he says he"s had many wives! How many?"